Expat Insurance in Belgium
Moving to Belgium? DC Insurance guides you through the Belgian insurance landscape in your language. Personal advice tailored to expats living in Ghent and beyond.
We speak your language — literally
Navigating Belgian bureaucracy as a newcomer can be challenging. Our team at DC Insurance has extensive experience helping expats find the right insurance coverage — quickly and without the hassle. We advise in English, French and Dutch and compare over 25 insurance companies on your behalf.
Insurance solutions for expats
Health Insurance
- Hospitalisation coverage (DKV & others)
- Ambulatory care & specialist visits
- Dental & optical coverage
- International health plans
Housing & Home
- Fire & contents insurance for renters
- Home liability coverage
- Protection against water damage, storm & theft
- Short-term and long-term rental policies
Mobility
- Car insurance (BA, Omnium, Mini-Omnium)
- License plate registration within 24h
- Bicycle & e-bike insurance
- Roadside assistance in Belgium & abroad
Liability & Legal
- Family liability (BA Familiale)
- Legal assistance
- Protection for you and your household
Life & Savings
- Life insurance (Tak 21 & Tak 23)
- Mortgage balance insurance
- Savings & pension planning
International Coverage
- Travel insurance (worldwide)
- Expat-specific packages
- Cross-border coverage
- Assistance in English, French & Dutch
Ready to get insured in Belgium?
Contact our team today for a free, no-obligation consultation. We'll find the best coverage for your situation — fast and stress-free.
Request a free quoteFuneral and estate planning for expats
Your family is far away. If something happens to you in Belgium, your loved ones face Belgian banks, authorities and inheritance tax, often from abroad. Together with DELA, we make sure the costs are covered and someone is there to help them.
Help on the ground
A DELA aftercare consultant handles banks, authorities, employers and subscriptions with your family.
If you pass away abroad
DELA brings you back to Belgium, or for a funeral on site covers care, coffin, local transport and a ticket for one family member, plus up to €1,500 in Europe or €2,500 outside Europe.
Family travelling
If you pass away in Belgium while family members living with you are travelling, DELA arranges and pays for their early return.
Belgian inheritance tax
An estate expert estimates the tax your heirs will pay and helps them file the declaration.
Policies: DELA Uitvaartzorgplan and DELA Nalatenschapzorgplan (class 21 life insurance, DELA Natura- en levensverzekeringen N.V. – Belgian branch). Profit sharing not guaranteed; terms and exclusions apply.
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